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UMA Student Health Insurance Plan


Beginning with the fall semester of 2014, all campuses in the University of Maine System (UMS) will require proof of health insurance as a condition of enrollment for students who fall into specific categories (defined below).  This policy is intended to support students’ progress toward their academic goals by providing access to a reasonably priced Student Health Insurance Policy (SHIP).  This insurance requirement applies only to UMA students who fall into the following categories:*

  • All undergraduate students registered for 9 or more UMS credits in a fall or spring semester
  • All International students attending UMA on an F-1 visa
  • All UMA degree candidates in the following academic programs who are registered for 1 or more UMS credits in a fall or spring semester:**

    A.S. in Veterinary Technology

    A.S. in Nursing

    Certificate in Dental Assisting

    A.S. in Dental Assisting

    A.S. in Dental Hygiene

    B.S. in Dental Hygiene

    B.S. in Aviation

    B.S. in Nursing 1+3 Year UMA-UMFK

    *Students who reside outside of Maine during the applicable semester(s) of enrollment are exempt.

    **Does not apply to students in pre-majors seeking admission to these programs unless they are registered for 9 or more UMS credits in a fall or spring semester.


    All students who meet the criteria described above will automatically be billed on their student account for the SHIP annual premium of $942.  Students who already have health insurance coverage and do not wish to participate in the SHIP will have an opportunity, starting July 7, 2014, to withdraw from this coverage and charge via an on-line waiver process.  Also starting on July 7, students who meet the criteria and wish to take advantage of the SHIP and/or have no other health insurance coverage can complete the on-line enrollment steps to proactively confirm their enrollment.  Timely enrollment will initiate access to their insurance ID card and benefits on the effective date of the policy (August 15), thus maximizing the value of the policy.  The deadline for waiving the SHIP is October 1, 2014. 

    UMA students who do not fall into the categories outlined above will not be required to show proof of health insurance, nor will they be eligible to enroll in the SHIP.

    Students participating in athletics and/or club sports should also contact Renee Grant, Student Life, at 621-3374, for further information about the insurance requirement for student athletes.

    The SHIP is administered by United Healthcare, Inc. via a contract with Harvard-Pilgrim HealthCare and makes use of their network of primary care providers, subspecialty providers, hospitals and other healthcare providers.  Click here for more information regarding the SHIP plan.  Following are some highlights:

  • Annual (8.15.14 – 8.14.15) premium is $942.00
  • Compliance with Affordable Care Act and American College Health Assoc. standards.
  • Unlimited maximum plan benefit
  • Prescription drug benefit with no deductible - up to maximum plan benefit
  • Preventive Care:  100% coverage in network; no deductible; includes physicals and immunizations
  • 24/7 confidential telephone access to insurance personnel

    For questions regarding the SHIP, please contact Student Financial Services by phone (207) 621-3412 or email