Who Qualifies?

Any student who is registered for at least 6.0 UMA credit hours may purchase the Student Health Insurance Plan.

Is Health Insurance Coverage Mandatory for Students?

Degree students in dental assisting, dental hygiene, medical laboratory technology, nursing, and veterinary technology, as well as students participating in athletics and club sports, and international students are required to have University insurance OR similar coverage under their present policy. For other students, insurance coverage is optional.

How Much Does It Cost?

The insurance policy for 2011-2012 is underwritten by Commercial Travelers Mutual Insurance Company through the Cross Insurance Agency of Lewiston, Maine. The cost for a full year of coverage (8/30/11 - 8/30/12) for an individual student is $1,100. Students who sign up for just the spring semester (1/01/12 - 8/30/12) pay a prorated cost of $738. Coverage becomes effective on the dates above or on the dates of enrollment in the plan, whichever is later. The enrollment period for annual coverage ends on 9/24/11. The enrollment period for the spring semester ends on 2/11/12.

How Do I Learn More About the Coverage?

Students should review the Student Health Insurance brochure.  An "insurance packet," containing a brochure, letter, and enrollment card, is available from the Office of the Dean of Students.  Requests can be directed to UMA’s Office of the Dean of Students by e-mail, or by calling (207) 621-3176 or 1-877-UMA-1234, ext. 3176. Packets are also available at the Bangor Campus (Advising Office or Admissions/Enrollment Services) and at University College locations.  Students can access additional information, as well as an online brochure and various forms, by visiting the Cross Insurance Agency Web site.

How Do I Sign Up?

To enroll in the basic Student Health Insurance Program, students should request an insurance packet from the Office of the Dean of Students. This packet contains a Student Health Insurance Enrollment Card, which should be completed and returned with payment to the Office of the Dean of Students, UMA, 46 University Drive, Augusta, Maine, 04330. Students can also access the insurance enrollment card at the Cross Insurance Agency Web site.

Can I Get Coverage for My Family?

Dependent coverage may be purchased through the Cross Insurance Agency at (207) 783-8591 or 1-800-537-6444. Payment for dependent coverage must be made directly to the insurance agency.

What About My Major Medical Needs?

In addition to the continuing Student Accident and Illness Plan, access to major medical insurance and comprehensive dental coverage is also available. For further information, contact the Cross Insurance Agency at (207) 783-8591 or 1-800-537-6444.

What If I Still Have Questions?

For more information or an appropriate referral, contact the Office of the Dean of Students at the Augusta campus by e-mail, stop by Robinson Hall, or call (207) 621-3176 or 1-877-UMA-1234, ext. 3176.