General requirements to be eligible for financial aid.


To be eligible for any of the Federal Student Aid programs, you must meet all of the following criteria:

  • Be a U.S. citizen or eligible non-citizen,
  • Be admitted to a UMA degree or eligible certificate program,
  • Enroll for at least six credit hours each semester (some students may be eligible for Federal Pell Grants while enrolled for less than six credits),
  • Show financial need (for most programs),
  • Make satisfactory academic progress,
  • Be registered with Selective Service if required, and
  • Not be in default on repayment of a student loan or owe a refund on a federal grant.

For detailed information regarding eligibility, refer to The Student Guide.

NOTE: Students that have previously earned a prior baccalaureate degree or its equivalent are eligible for Federal Stafford Loans only for their UMA degree.