General requirements to be eligible for financial aid.
To be eligible for any of the Federal Student Aid programs, you must meet all of the following criteria:
- Be a U.S. citizen or eligible non-citizen,
- Be admitted to a UMA degree or eligible certificate program,
- Enroll for at least six credit hours each semester (some students may be eligible for Federal Pell Grants while enrolled for less than six credits),
- Show financial need (for most programs),
- Make satisfactory academic progress,
- Provide Consent to access Federal Tax Information (FTI),
- Not be in default on repayment of a student loan or owe a refund on a federal grant.
For detailed information regarding eligibility, refer to The Student Guide.
NOTE: Students that have previously earned a prior baccalaureate degree or its equivalent are eligible for Federal Stafford Loans only for their UMA degree.
Federal Student Aid is changing significantly, beginning with the 2026–27 aid year. Find out how your federal aid eligibility may be impacted.